Best Mortgage Brokers Brisbane

Choosing a great mortgage broker is the first step to securing your home or investment property in Brisbane. With their wealth of knowledge, expansive lender networks, and bespoke services designed to simplify the home loan process, you will be much better equipped to find the right home loan. In this article, we focus on the top mortgage brokers in Brisbane in 2024, which we have found by evaluating genuine customer feedback and our firsthand experiences with these brokers.

Each of the mortgage brokers in this article offer exceptional customer service, a deep understanding of the market, and possess the ability to secure excellent mortgage terms for their clients. Whether you're entering the property market for the first time, hoping to refinance, or looking to expand your investment portfolio, the right mortgage broker can make your journey straightforward. We aim to equip you with all the information necessary to choose the right mortgage broker for your needs. 

The Best Mortgage Brokers in Brisbane 2024

#1. Shaun Bettman (Principal Mortgages)

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My Personal Experience

Working with Principal Mortgages to secure a home loan was an excellent experience that far exceeded my expectations, and aligns with the glowing 5-star Google rating from 120+ reviews that initially drew me in. With over 15 years of experience in the finance industry, Shaun Bettman, the founder and director of Principal Mortgages, demonstrated an unparalleled depth of knowledge and a meticulous approach that became apparent from our initial meeting.

Shaun’s dedication to understanding my financial situation in-depth, coupled with his genuine interest in meeting my specific needs for a home loan, set a solid foundation for our engagement. His conscientiousness shone through not only in our conversations but also in how he handled the application process. He took the time to thoroughly explain all the necessary documentation to me, which meant that my application could be processed swiftly by his team. 

I was offered competitive rates from several lenders, and I chose an excellent fixed-rate loan with low fees. My loan was approved shortly after, and is a testament to Shaun and his team at Principal Mortgages. With their wealth of experience they have managed to reach an impressive 98.5% approval rate over the many years they have been in operation.

Beyond mortgage broking, Shaun’s expertise extends to financial planning and coaching—a service I found immensely beneficial. This holistic approach not only facilitated my immediate goal of acquiring a home loan but also positioned me more favourably for future financial planning. Given my personal experience and the high calibre of service provided, I rank Shaun Bettman as the #1 mortgage broker in Brisbane, offering not only loans but a comprehensive pathway for anyone looking to secure their financial future.

Key Points

  • High approval rate of 98.5%
  • 5-star Google rating from 128 reviews
  • No cost and obligation-free
  • 24/7 support available
  • Negotiate the best rates from lenders

Phone Number: 1300 889 027

Website: principalmortgages.com.au

#2. Mansour Soltani (Soren Financial)

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My Personal Experience

My recent experience with Soren Financial, the #2 mortgage broker in Brisbane, was nothing less than exceptional, illustrating the company's prominent standing in the mortgage brokerage industry. Mansour Soltani, the director, showcased an impressive depth of knowledge in both first-home purchases and intricate refinancing scenarios right from our initial interaction. His leadership and the expertise of his team provided me with access to a wide array of competitive loan options and low-interest rates, thanks to their extensive network of 45 verified lenders. Mansour's dedication to understanding my financial needs was clear, ensuring that the services offered were tailored to my unique goals.

The process of securing a loan through Soren Financial was streamlined and efficient, marked by a customer-centric 5-point approval process that aligned closely with my long-term financial plans. This approach, focused on personalisation and quality, set them apart in the industry. I was particularly impressed by Mansour's ability to facilitate quick loan approvals, a feat that underscored his expertise without compromising the quality of service. The experience was made smoother by the team's commitment to clarity and communication, ensuring I was well-informed at every step.

Soren Financial's reputation for excellence is well-supported by an abundance of positive feedback, with over 70+ 5-star Google Reviews from satisfied clients. Mansour's professional credentials, alongside his commitment to building lasting relationships with clients, highlight the premium level of service that Soren Financial delivers. His accreditation and status as a licensed credit representative ensure that clients receive service that adheres to the highest industry standards, providing reassurance in the often complex journey of mortgage acquisition.

Key Points

  • 100% satisfaction guarantee
  • 5-star Google rating from 73 reviews
  • One of the quickest loan approval times in Brisbane
  • Specialises in first-home mortgages
  • Better offers and lower interest rates

Phone Number: 1300 889 819

Website: sorenfinancial.com

#3. Kelly Cameron (Get Real Finance)

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My Personal Experience

Working with Get Real Finance to secure a mortgage was an exceptionally positive experience that underscored their status as one of the top mortgage brokers in Brisbane. From the beginning, it was evident that they placed a strong emphasis on understanding my financial situation and home-buying goals, equipped with deep knowledge of the latest mortgage products and a solid grasp of local market conditions. Their extensive network of lenders was crucial in securing a mortgage that was competitive and well-suited to my financial needs.

Kelly Cameron and the team at Get Real Finance set themselves apart with their personalised approach and unwavering commitment to client satisfaction. They were consistently available to address any queries I had, providing clear and concise explanations throughout the mortgage process. This high level of client care transformed what is usually a stressful endeavour into a straightforward experience.

Get Real Finance's transparency was evident in every interaction, as they meticulously detailed all fees, costs, and potential impacts on my financial health, ensuring there were no surprises. Their integrity and honesty built a high level of trust, contributing to a successful outcome—not just in securing the loan but also in providing peace of mind knowing I had expert guidance at every step. Their professionalism and client-centred approach makes them a top broker in Brisbane, recommendable to anyone looking to navigate the process with ease.

Key Points

  • Build close relationships with clients
  • First Home Buyer, Refinancing and Relocation loans
  • 5-star Google rating from 55 reviews
  • Annual loan reviews

Phone Number: (07) 3852 5755

Website: getrealfinance.com.au

#4. Ruan Burger (Time Home Loans)

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My Personal Experience

My experience with Time Home Loans was outstanding, solidifying their reputation as one of the top mortgage brokers in Brisbane. The team at Time Home Loans displayed a profound understanding of the mortgage landscape, which was apparent from our initial meeting. They took the time to thoroughly assess my financial situation and tailor their approach accordingly, ensuring that I was presented with options that best suited my specific needs and circumstances.

What set Time Home Loans apart was their exceptional customer service and attention to detail. The brokers were always approachable and ready to answer any questions I had, no matter how complex. Their guidance made the mortgage application process much less daunting, providing clarity and confidence at every turn. This level of dedication to client service is rare and made me feel genuinely supported throughout my home buying journey.

The overall professionalism and expertise of Time Home Loans are why I consider them one of the best mortgage brokers in Brisbane. Their team not only helped me secure a great home loan with low interest rates and minimal fees, but also educated me on various aspects of home ownership and financial planning. Their commitment to building lasting relationships and ensuring client satisfaction goes beyond mere transactions, making them a trustworthy and highly recommended choice for anyone in the Brisbane area.

Key Points

  • Hundreds of loans from over 50 lenders
  • Free review of your finances
  • Fast approval of your home loans
  • 4.9-star Google rating from 807 reviews 

Phone Number: (07) 3194 0888

Website: timehomeloans.com.au

#5. George Samios (Madd Loans)

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My Personal Experience

Since its inception in 2012, Madd Loans, under the leadership of George Samios, has distinguished itself as a top-tier mortgage brokerage in Brisbane, assisting over three thousand clients to secure ‘Madd Deals’ and achieve their version of financial freedom. The team's innovative approach to educating their clients through free webinar-style workshops for first-time home buyers, informative blogs, and engaging YouTube updates on market conditions showcases their commitment to making the world of mortgages accessible and enjoyable. This dedication to client education and engagement is a cornerstone of their service, contributing greatly to their impressive 98% customer approval rating, far exceeding the industry average of 60%.

George's deep understanding of the mortgage landscape, paired with his personalised approach, made my experience with Madd Loans exceptionally rewarding. He was always ready to address any questions and provide detailed updates, ensuring a transparent and confidence-inspiring process. His ability to demystify complex financial decisions, combined with his readiness to explore innovative loan products like low deposit and guarantor home loans, allowed me to find a mortgage solution perfectly suited to my needs.

The level of personalised service and expert advice offered by George and his team at Madd Loans truly sets them apart in the crowded mortgage brokerage market. Their numerous awards and high customer satisfaction rate reflect their effectiveness and reliability. For anyone in Brisbane looking to navigate the mortgage process with a trusted advisor who values both the journey and the destination, Madd Loans is an excellent choice.

Key Points

  • 98% customer approval rating
  • Makes mortgages fun, with YouTube videos and online blogs
  • Free webinar style workshops for First Home Buyers
  • 5-star Google rating from 549 reviews 

Phone Number: (07) 3899 0009

Website: madd.com.au

Frequently Asked Questions

How much does it cost to use a mortgage broker?

Using a mortgage broker typically doesn't cost you anything directly because they are usually compensated via a commission from the lender once the mortgage closes. However, in some cases, especially with more complex financing needs, a broker might charge a fee directly to the client. To prevent any surprises, it's important to discuss all potential fees and commissions with your mortgage broker at the beginning of your relationship. This discussion ensures transparency and helps avoid unexpected costs later in the process.

Should I wait till the market drops or should I buy now?

Deciding whether to buy a house now or wait for a potential market drop involves several key factors, including your financial stability, current market trends, interest rates, and long-term housing goals. While the idea of waiting for lower prices may seem appealing, predicting market fluctuations accurately, especially in dynamic regions like Brisbane, can be challenging. If you're in a secure financial position and find a property that meets your needs and fits within your budget, it could be beneficial to proceed with the purchase now. This is particularly true considering current interest rates and your specific requirements. Consulting with a mortgage broker or financial advisor can provide customised advice based on current market conditions and your personal circumstances, helping you make a well-informed decision.

Why should I use a mortgage broker?

Using a mortgage broker offers numerous benefits, starting with their access to a wide range of loan products from various lenders. This access significantly increases your chances of finding a mortgage that not only suits your specific needs but also features competitive interest rates. Mortgage brokers have a deep understanding of the mortgage process, which allows them to negotiate better rates and terms effectively, saving you time and money. Additionally, they provide personalised advice and handle much of the paperwork and communications with lenders, simplifying the entire application process. Essentially, a mortgage broker acts as your advocate throughout the journey to homeownership, tailoring their services to your financial circumstances.

Conclusion

In Brisbane's vibrant property market, choosing the right mortgage broker can significantly impact your journey to homeownership. The top mortgage brokers in Brisbane, as highlighted in this article, excel not only in securing the most suitable home loans but also in providing bespoke financial solutions that align with each client's unique needs. These brokers distinguish themselves through exceptional client service, proactive financial planning, and a deep commitment to building lasting relationships.

Opting for the right mortgage broker means selecting a financial partner who is committed to your success. The brokers we've discussed go beyond mere loan facilitation; they educate their clients, implement effective financial strategies, and ensure that you receive the best possible terms on your mortgage, truly putting you in expert hands.


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